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Loan Calculator — What If? app for iPhone and iPad

4.4 ( 544 ratings )
Utilities Finance
Developer: Matthew King
0.99 USD
Current version: 9.2, last update: 1 year ago
First release : 22 Nov 2008
App size: 5.47 Mb

The original and #1 loan calculator in the App Store!

Save yourself time and money (potentially even thousands of dollars) using the What If Loan Calculator. In seconds youll be able to calculate the monthly payment for any fixed rate loan, including mortgage, auto, credit card, etc. Youll also be able to calculate "what if" scenarios to determine how additional monthly or yearly payments will help you pay off your loan early and save money in interest. And youll be able to view a handy amortization/payment schedule showing how much of your loans principle and interest will be paid each month.

If youre shopping for a home or car, thinking of refinancing, or want to see how you can save money, this application is a must-have.

Basic Features:

- "What If" Scenarios
See how much money and time you can save with extra monthly and/or yearly payments.

- Save Loans
Save all your loans so you can quickly recall/compare loans.

- Established
This was the first "what if" loan calculator in the app store. We have tens of thousands of happy users since 2008.

- Simple to use interface
Very simple interface allows you to quickly use the calculator without having to reference help files and documentation.

- Performance
Optimized to instantly perform calculations when a field is updated.

- Email
Email loan data that is formatted in a way that will allow for quick import into spreadsheets or other programs.

Review Highlights:
- This is the best loan calculator out there! It has been so helpful in the process of looking for a house. I recommend this to everyone.
- Works perfect. Exactly as stated. Nice quick and easy way to analyze loan options.
- Wow! Using this to pay my car note and Ive learned so much!
- Very nice easy to use and quick. For a buck WOW!!!

We want to hear from you if you have any questions, concerns, or recommendations. Please email us at:

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Pros and cons of Loan Calculator — What If? app for iPhone and iPad

Loan Calculator — What If? app good for

It needs weekly and byweekly payments in order to become 5 star application.
I use this App to help teach my kids how quickly interest adds up.
It has all the normal loan calculator features and it shows how you will benefit by making extra payments. I use this app frequently to motivate myself to pay extra on my debt to save time and money. I highly recommend this app.
Simple and easy to use,just the way I like it. Needs land tax add to options
Great app. Very simple to use and generally straightforward. I like using it is the best review I can give
Very happy with this app, works as advertised and much more!!

Some bad moments

As previously noted add weekly and bi-weekly payments. MOST importantly needs to save your entries so you can leave and come back to continue without re-entering everything!!!! Add Canadian semi-annual lnterest calculations. Good start to program, keep up the development...
I downloaded this app thinking it would actually be useful for working on quotes for customer. I was wrong. There is no spot to figure in taxes. No spot to add down payments or insurance to help accurately figure out true payments. This app is just a simple calculator. Not happy
Virtually useless for anything but the most simple of loan calculations. Quite simply, there are MUCH better and more powerful loan calculators out there, particularly for mortgages.
If you are just calculating your payment, this app works. It is not correctly calculating the decrease in number of payments if you add an additional monthly payment.
Not good. This app is very simple, it should be free, plus support is nonexistent.

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